Building lasting value.
OCCUPY Partners is a private credit investment and advisory firm focused on providing flexible capital to lower-middle market companies.
We specialize in asset-based lending where liquidity needs, capital constraints, and complex circumstances create opportunities for attractive risk-adjusted returns. Combining disciplined underwriting, collateral expertise, and strategic partnerships, we seek to optimize working capital, navigate complexity, and create lasting value throughout credit cycles.
We provide senior secured credit facilities to lower-middle market companies, underwritten against receivables, inventory, equipment, and other tangible collateral. Our approach combines rigorous collateral analysis with active portfolio monitoring to deliver dependable capital and strong downside protection across credit cycles.
We structure tailored financing solutions for companies navigating growth, seasonality, and evolving liquidity requirements. Our approach focuses on optimizing working capital, strengthening balance sheets, and creating financial flexibility through well-structured, responsive credit solutions.
We advise owners, management teams, and sponsors across capital raising, balance sheet strategy, and complex financing situations. Our approach emphasizes independent perspective, thoughtful structuring, and long-term alignment with the businesses we support.
Lending to manufacturers with durable collateral bases, established customer relationships, and opportunities to strengthen liquidity.
Financing wholesale and distribution businesses through receivables and inventory facilities that support growth and seasonal demand.
Providing credit to essential business services companies with recurring revenue, diversified clients, and dependable cash flow.
Supporting healthcare providers and services companies with financing secured by receivables and supported by resilient demand.
Financing consumer products and retail businesses with established brands, inventory value, and opportunities to optimize working capital.
Providing credit to renewable energy, digital infrastructure, and essential asset operators with long-lived contracts and predictable cash flow.
We believe successful private credit investing requires more than access to capital. Through disciplined analysis, thoughtful transaction structuring, and enduring partnerships, OCCUPY seeks to navigate complexity, support growing businesses, and create lasting value across the lower-middle market.